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Disclaimer

Last Updated: November 8, 2025

1. General Information

The information provided on this website is for general informational purposes only. While Namratha & Co. strives to ensure the accuracy and reliability of the information presented, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Any reliance you place on such information is strictly at your own risk. We recommend that you seek professional advice before making any decisions based on the information provided on this website.

2. Not Professional Advice

The content on this website, including but not limited to articles, blog posts, FAQs, and service descriptions, is provided for general informational and educational purposes only. It does not constitute professional advice, consultation, or recommendation specific to your individual circumstances.

The information should not be used as a substitute for professional consultation with a qualified chartered accountant, tax advisor, legal counsel, or other professional service provider. Every business and individual situation is unique, and professional advice should be sought before taking any action based on the information provided.

Do not act or refrain from acting based solely on the information on this website without seeking appropriate professional advice.

3. ICAI Compliance

Namratha & Co. is a firm of chartered accountants registered with the Institute of Chartered Accountants of India (ICAI). CA Namratha holds a Certificate of Practice dated 2nd June 2015.

This website and all its content comply with the advertising and solicitation guidelines issued by ICAI. We adhere to the Code of Ethics and professional standards prescribed by ICAI.

In accordance with ICAI guidelines:

  • We do not make any comparative claims or superlative statements
  • We do not guarantee specific results or outcomes
  • Client testimonials, if any, are genuine and obtained with proper consent
  • We maintain professional dignity and ethical standards in all communications

4. No Guarantee of Results

While we strive to provide high-quality professional services, we cannot guarantee specific outcomes or results. The success of any engagement depends on various factors, many of which are beyond our control, including but not limited to:

  • Accuracy and completeness of information provided by clients
  • Timely cooperation and response from clients
  • Changes in laws, regulations, and government policies
  • Actions of regulatory authorities and government departments
  • Market conditions and economic factors

Past performance or results achieved for other clients are not indicative of future results.

5. Accuracy of Information

We make every effort to keep the information on this website current and accurate. However, laws, regulations, and professional standards are subject to frequent changes. The information provided may not reflect the most recent legal or regulatory developments.

We do not warrant that the information is error-free, complete, or up-to-date. Users are advised to verify any information before relying on it and to consult with us directly for current and specific advice.

6. Limitation of Liability

To the fullest extent permitted by law, Namratha & Co., its partners, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use or inability to use this website
  • Reliance on information provided on this website
  • Errors, omissions, or inaccuracies in the content
  • Unauthorized access to or alteration of your data
  • Any other matter relating to this website

This limitation applies even if we have been advised of the possibility of such damages.

7. Third-Party Links and Content

This website may contain links to third-party websites or resources. These links are provided for your convenience only. We have no control over the content, privacy policies, or practices of third-party sites and assume no responsibility for them.

The inclusion of any link does not imply endorsement, approval, or recommendation by Namratha & Co. We are not responsible for any loss or damage arising from your use of third-party websites.

8. No Attorney-Client or Professional Relationship

Visiting this website, reading content, or contacting us through the website does not create a professional relationship between you and Namratha & Co. A professional relationship is established only when:

  • We have explicitly agreed to provide professional services
  • An engagement letter or service agreement has been executed
  • We have confirmed our acceptance of the engagement in writing

Until a formal professional relationship is established, any information you provide through this website may not be treated as confidential.

9. Testimonials and Case Studies

Any testimonials, reviews, or case studies displayed on this website represent the experiences of specific clients and may not be representative of the experience of all clients. Results vary based on individual circumstances.

Testimonials are not guarantees of future performance or success. All testimonials are genuine and have been obtained with proper consent in compliance with ICAI guidelines.

10. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Namratha & Co. or its content suppliers and is protected by Indian and international copyright laws.

You may view, download, and print content for personal, non-commercial use only. Any other use, including reproduction, modification, distribution, or republication, without prior written permission is strictly prohibited.

11. Website Availability

We strive to ensure that this website is available 24/7. However, we do not guarantee uninterrupted access and reserve the right to suspend, withdraw, or modify the website (or any part of it) without notice. We will not be liable if the website is unavailable at any time or for any period.

12. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on this website. Your continued use of the website after any changes constitutes acceptance of the modified disclaimer.

13. Governing Law and Jurisdiction

This disclaimer is governed by the laws of India. Any disputes arising from or relating to this disclaimer or the use of this website shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka, India.

14. Contact Information

If you have any questions or concerns regarding this disclaimer, please contact us:

Namratha & Co.

Chartered Accountants

Certificate of Practice: 2nd June 2015

Email: namrathaakulu@gmail.com

Phone: +91 [Phone Number]

Address: [Office Address], Bangalore, India

Important Notice

By using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

If you do not agree with any part of this disclaimer, please do not use this website or rely on any information provided herein. For specific advice tailored to your situation, please contact us directly to discuss a formal engagement.